Should You Rent or Buy?

By: Sylvia Smith

Should You Rent or Buy?

Tags: RENTING, HOMEOWNERSHIP, TORONTO REAL ESTATE, VAUGHAN REAL ESTATE

Is it time to buy a home or condo, or should you continue renting?  The answer to this question is that it depends on your lifestyle preferences and other circumstances.  Choosing to rent or buy your home is a major decision that affects both lifestyles but also your financial stability.     There are a number of things to consider when making a decision.   What&rsqu...Read More

My Credit History is Great …Or is It?

By: Sylvia Smith

My Credit History is Great …Or is It?

Tags: CREDIT SCORE, BUYING REAL ESTATE, REAL ESTATE INVESTING, Vaughan Real Estate, Toronto Real Estate

  Are you thinking of making a move in the near future?  Buying real estate can be a very emotional process with high and lows.  But spending a little time upfront to understand what we want and need and also ensuring that our financial house is in order will save you a lot of time and stress.  This includes validating in advance that your credit history is in order and accura...Read More

First Time Buyer – 4 Programs to Help Out

By: Sylvia Smith

First Time Buyer – 4 Programs to Help Out

Tags: FIRST TIME HOME BUYER, FIRST HOME, FIRST CONDO, REAL ESTATE, BUYING A HOME, CLOSING COSTS

    Buying a first home is a very exciting time but it can also feel overwhelming with so many decisions to make and all the costs involved.  Getting ready to purchase your first home or condo involves much more than just saving for the down payment.  When buying a home there are more costs involved than most first-time buyers are aware of.   In addition to the down paym...Read More

Bully Offer Strategies for Buyers

By: Sylvia Smith

Bully Offer Strategies for Buyers

Tags: BUYING A HOME, BIDDING WARS, BULLY OFFER STRATEGY, ACCEPTING BULLY OFFER, SELLERS MARKET,  TORONTO REAL ESTATE MARKET, VAUGHAN REAL ESTATE MARKET, COTTAGES, Vaughan Realtor, Toronto Realtor

  Bully offers can be an effective strategy when a property is holding off offers until a specific date in the future.  If you have fallen in love with a house and don’t want to get into another bidding war on the offer date.  There are some tips and strategies to get your bully offer accepted.   Tips for Bully Offer Success: Surprise the Seller – don&rsquo...Read More

How to Win a Bidding War

By: Sylvia Smith

How to Win a Bidding War

Tags: BUYING A HOME, BIDDING WARS, SELLERS MARKET, BULLY OFFER,  SELLING A HOUSE, TORONTO REAL ESTATE MARKET, VAUGHAN REAL ESTATE MARKET, Toronto Realtor, Vaughan Realtor

  The housing market is currently very tight.  In other words, there are more buyers looking for homes than there are homes for sale.  This is known as a sellers’ market and quite often homes are selling with multiple offers and selling for over asking price.    What is a Bidding War?   In this type of market Realtors quite often use a holdback offer strategy w...Read More

How to Find a Home That Has your “Big Three”

By: Sylvia Smith

How to Find a Home That Has your “Big Three”

Tags: BUYING A HOME, HOUSE HUNTING, HOMES NEAR ME, MLS LSITINGS, REAL ESTATE, REAL ESTATE, VAUGHAN REAL ESTATE, TRUSTED REALTOR, TORONTO REAL ESTATE

How do you find the home of your dreams within a price range you can afford? Most buyers start by making a “wish list”. But, it’s easy to get frustrated when you have a long wish list and expect you’ll be able to find a home with everything on your list.   You might, for example, have “mature treed backyard” as number 23 on your list, and become dis...Read More

COVID-19 Is Forcing Us to Make Our Homes a Priority

By: Sylvia Smith

COVID-19 Is Forcing Us to Make Our Homes a Priority

Tags: HOMES, REAL ESTATE, CONDOS, HOME OFFICE, SUBURBAN LIVING, Pandemic lifestyle changes, Rural Living, Cottages

  A lot has changed in the last while and it will likely not go back to being completely normal any time soon. The time at home has taught us a lot and has forced us to assess what really matters in our lives and to re-assess how we have lived our lives. Prioritizing our Relationships with our Family and Friends The pandemic has forced us to take the time to care for each other and spend...Read More

Bidding Wars are Back – How To Get that Dream Home

By: Sylvia Smith

Bidding Wars are Back – How To Get that Dream Home

Tags: Bidding Wars, Sellers Market, Buying a Home, Hot real estate market, Toronto Real Estate, Vaughan Real estate, Competitive offer

  Although we have gone through unprecedented times living through the unexpected COVID pandemic the real estate market has jumped back surprisingly quickly.  With the economy opening up we are seeing pent-up demand putting pressure on the hot southern Ontario real estate market.  What is driving the market in a short supply of homes and many buyers looking to buy a home? We are o...Read More

9 Steps to Find your Next Dream Home

By: Sylvia Smith

9 Steps to Find your Next Dream Home

Tags: HOME BUYER, OPEN HOUSE, Buying a Home, REAL ESTATE, Dream Home, MLS Listing

  If you're thinking ahead to your next dream home, the road you need to take to get there may seem confusing. Do you search for listings online? Drop by Open Houses on the weekends? Call the number on For Sale signs?   Let's break it all down! Here are the specific steps you need to take to ensure you find a home that fits your wants, needs, and budget. &...Read More

Buying a Home in a Competitive Dream Neighbourhood

By: Sylvia Smith

Buying a Home in a Competitive Dream Neighbourhood

Tags: BUYING A HOME, Bidding Wars, Sellers real Estate MArket, Homes for Sale, Mls listings, First Time Buyer, Toronto Real Estate, Vaughan REal estate

  Imagine you’ve dreamed of living in a particular neighbourhood, perhaps for years, and then, when you're finally ready to make a move, finding out that the area is competitive and buying there is definitely a challenge.  A disappointment? Not necessarily. There is a lot you can do to buy into a popular neighbourhood, even in competitive offer situations. Your first step ...Read More