What Is A CMHC Mortgage?

By: Sylvia Smith

What Is A CMHC Mortgage?

Tags: MORTGAGE, CMHC MORTGAGE, DOWN PAYMENT, BUYING A HOME,  MOVING, FRIST TIME BUYER, MOVING, HOMES FOR SALE, HOME SEARCH, HOMES FOR SALE, TORONTO REAL ESTATE 

  Are you thinking of buying a home but you don’t have 20% saved up for a down payment?  As you may be aware traditional mortgages require 20% of the purchase price to be able to qualify for a traditional mortgage. So what does that mean? What it means is that if you do not have 20% saved up you can’t afford to buy a home or condo.  Actually, if you do not have 20% of ...Read More

November 2019 Toronto Real Estate Stats

By: Sylvia Smith

November 2019 Toronto Real Estate Stats

Tags: York Region Real Estate Stats, Housing, Selling a Home, Buying a Home, Real Estate Investing, Toronto.

In Toronto, sales were up year-over-year for all major housing segments. The housing indicators are all pointing to a hot real estate housing market in 2020.   In November we are once again seeing sales outpace new listings. New listings in November were down by 15% compared to November 2018. Detached home prices increased by 4.5% in November 2019 compared to November 2018. We continue to s...Read More

November 2019 York Region Real Estate Stats

By: Sylvia Smith

November 2019 York Region Real Estate Stats

Tags: York Real Estate, Housing Market, Real Estat, Buying a Home, Selling a Home

  In the York region, sales were up year-over-year for all major housing segments. The housing indicators are all pointing to a hot real estate housing market in 2020.   In November we are once again seeing sales outpace new listings.  New listings in November were down by 23.57% compared to November 2018.  Detached home prices increased by 5.6% in November 2019 compared to ...Read More

The Informed Home Buyer/Seller

By: Sylvia Smith

The Informed Home Buyer/Seller

Tags: moving, renovation

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York region Real Estate is Ramping up To Boom

By: Sylvia Smith

York region Real Estate is Ramping up To Boom

Tags: York Real Estate is Ramping up To house boom

The York region real estate market is bouncing back. Housing supply has been tight and as a result in September detached house prices increased by 4.5%, condos by 16.7% compared to August 2019, and days on the market dropped by 3 days. The City of Vaughan is one of the fastest-growing municipalities in Canada. Easy access to major highways, infrastructure, and public transit enhancements, and a n...Read More

What to Know Before Buying Your First Home

By: Sylvia Smith

What to Know Before Buying Your First Home

Tags: first home, real estate, Buying a home

Buying a home is the most important purchase you’re likely to make. You want to get it right. Making a decision to buy your first home is an exciting but also be a stressful time.  Whether you want to move out of your parents’ home for the first time, own a home after renting for years, or buy a place with a spouse or partner, purchasing your first property is a big step. It tak...Read More

10 Staging Secrets to Sell Quick for TOP Dollar

By: Sylvia Smith

10 Staging Secrets to Sell Quick for TOP Dollar

Tags: home sale, cost-effective, Staging to Sell

  Your house’s furnishings suit you fine, but your beloved rooster wallpaper might not suit the masses. Look at your house from a buyer’s perspective, and make cost-effective enhancements to put its best foot forward. Here are ten quick, inexpensive fixes that will spruce up your home: Make the Front Door Inviting   Potential buyers often drive-by before deciding they wan...Read More

Setting the Listing Price Can Be Challenging

By: Sylvia Smith

Setting the Listing Price Can Be Challenging

Tags: Home Sale, House Prices, Setting the Price, MLS listing

Setting the price for your home is challenging. Too low, and you leave money on the table. Too high, and you scare away buyers to other properties. To complicate all this, your home is an emotional asset—it’s hard to see it objectively.  Pricing is something agents spend their careers refining and mastering. They combine intimate local and national market knowledge, an exhaustive...Read More

Prepare your Home to Amaze!

By: Sylvia Smith

Prepare your Home to Amaze!

Tags: Clean, De-clutter, Repairs, Staging, Preparing to Sell

  After price, the condition of your home is the single biggest factor determining how fast—and for how much—you get for your home.   REALTORS® repeatedly find that people cannot visualize the potential of a home. They have to see it. That means that how your home shows now are how people see themselves in it. They can’t see past the chips, leaks, clutter, and stai...Read More

Right Realtor to Help You: Buy or Sell Your Home

By: Sylvia Smith

Right Realtor to Help You: Buy or Sell Your Home

Tags: Right Realtor to Help You, Buy or Sell Your Home, Realtor

Selling or buying a home can be a very emotionally charged experience plus the amount of effort involved in trying to do it on your own can be quite stressful and overwhelming.   For a homeowner trying to sell their home can feel quite overwhelming and exhausting.  It is very important that sellers price their homes correctly in order to get the highest possible price.  As ove...Read More